No Medical Exam Life Insurance

These plans require no medical exam, which is why they’re known as simplified issue life insurance. In the case of instant issue life insurance, your approval—or disapproval—is determined immediately after you enter the basic information needed to qualify.

The entire process typically takes just 5–10 minutes. That’s why these are often called life insurance plans with no waiting period and no medical exam.

No-exam life insurance can be an excellent option for those who need coverage quickly or simply dislike needles. There’s no more waiting weeks—or even months—for approval.

However, there is one important consideration: you must be in reasonably good health to qualify. The decision is usually made within minutes, often before you finish completing your application.

Available options include term life insurance and whole life final expense (burial) insurance.

To find out if non-medical life insurance is the right fit for you, call us today at 1-866-526-7264.