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Now you can easily compare and apply for affordable Term Life insurance and Return of Premium term on a secure platform. If you are considering permanent life insurance (whole life insurance or universal life insurance) instead, we encourage you to contact us. Let us know what you want your life insurance to do for you. Whole life and Universal life insurance options, mostly, must be custom-designed to suit your need and affordability. CLICK HERE for a quick comparison of premiums of various life insurance plans. Your premiums are subject to underwriting and are determined by your age, health, and lifestyle. You can also run a wider range of permanent life insurance rates on SinglePremiumPlans.com.
Compare life insurance quotes from a few of the very carefully selected, highly rated and the most competitive life insurance carriers. These companies have served Americans for generations.”
No Medical Exam Life Insurance
If you qualify for non-med life insurance, the quoting tool will let you know and will give you the option to choose. However, this option is only available to those in reasonably good health, as considered ‘good’ by the insurance company. Please note that all life insurance quotes are subject to underwriting by the insurance carriers; age, state, and product availability.
Premium Comparison of Various Life Insurance plans
Most people ask a simple but honest question. “How much does life insurance cost.” Besides the fact that rates of a life insurance plans depend upon your age, health, and lifestyle, it is also important to consider that premiums can change drastically based on the kind of plan you choose. Please refer to the following table for a quick reference for a 33 years old female in good health. Premiums have been rounded for the sake of ease.
IMPORTANT: By regulatory laws, agents and brokers offering life insurance products cannot charge a fee for service from a client. Therefore, your premium is exactly what an insurance company asks for and not a penny more.
Burial Life Insurance
Burial Insurance is also known as final expense insurance. To qualify, you should be between ages 45 and 85. The options include Simplified Issued Whole Life (answer a few questions to qualify) and Guaranteed Issue Whole Life (no questions asked). Your premium never increases and the death benefit never decreases. For example, a 60 years old female may only pay $60.59 monthly for $15,000 coverage on a simplified issue burial insurance plan, and $95.38 monthly for a guaranteed issue whole life. There is no medical exam required. Both policies cover you for the rest of your life while accumulating cash values.
Now, if your health is really bad and you do not qualify to get the simplified issue life insurance, we then have a Guaranteed Issued Burial Life Insurance plan for you. To get this coverage you don’t have answer any question. But the Guaranteed Issue plans are graded which means that there is a two year waiting period before it becomes 100% active. A lot of people with uninsurable health issues usually go for it. For more details and a quick quote with an option to apply, CLICK HERE.
Please don’t hesitate to give us a call at 818 808 0090 or send us a message if you need help applying.
You Owe It to Them
If you love someone who depends on you financially, you need to have a reasonable life insurance plan on yourself.
Most people are unaware of the fact that they can own multiple life insurance plans to protect different financial risks. While you can have one policy to protect your mortgage, and another policy to protect kid’s education and yet another to make sure you leave behind a financial legacy no matter when you exit the planet.
Your decision today may directly impact the well-being of your loved ones. As partners helping you make that decision we serve our clients directly and do not gather your information to sell to third parties.