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Life insurance rates have not changed in a long time. If you are looking for life insurance, there is always a policy that can be custom-designed to suit your needs.

Now you can easily compare and apply for an affordable life insurance policy. Usual terms are 10, 15, 20, 25, and 30 years. Term life insurance and Return of Premium term are available for most age groups. If you are considering permanent life insurance (whole life insurance or universal life insurance) instead, we encourage you to contact us. Let us know what you want your life insurance to do for you. It is important to custom design the whole life and the universal life insurance options to suit your need and affordability.

Your premiums are subject to underwriting and are determined by your age, health, and lifestyle. You can also run a wider range of permanent life insurance rates on SinglePremiumPlans.com.

No Medical Exam Life Insurance

no medical exam term lifeIf you want no exam term life, you can APPLY FOR LIFE INSURANCE BY CLICKING RIGHT HERE from a company rated A+ by A.M.Best, and get covered in minutes, if approved. Please note that all life insurance quotes are subject to underwriting by the insurance carrier; age, state, and product availability. The rates are guaranteed for the life of the policy. Replacement of insurance plans are available in all states except FL, GA, IN, KS, MI, NV, OK, and WY.

Terms and Face Value Options

10, 15, 20, 25, 30 years: $50,000 – $1,500,000
Issue ages accepted:
15-year term: 18-55 | 20-year term: 18-50
25-year term: 18-45 | 30-year term: 18-40

Apply online. Just answer a few questions. No medical exams. No paperwork. Make life insurance a part of your financial plan.
CLICK HERE for a life checkup.
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Life Insurance Rates

Most people ask a simple but honest question. “How much does life insurance cost?” Besides the fact that life insurance rates depend upon your age, health, and lifestyle, it is also important to consider that premiums can change drastically based on the kind of plan you choose.

Please refer to the following table as a quick reference for life insurance rates comparison of the most purchased life insurance plans. Premiums have been rounded for the sake of ease.
Life insurance rates

Life insurance rates


You Owe It to Them

Importantly, if you love someone who depends on you financially, you need to have a reasonable life insurance plan on yourself.

Most people are unaware of the fact that they can own multiple life insurance plans to protect different financial risks. While you can have a term policy to protect your mortgage, and another policy to protect your kid’s education, nothing stops you from also getting a permanent plan to make sure you leave behind a financial legacy no matter when you exit the planet. Moreover, layering your risk is always a good idea.

Your decision today may directly impact the well-being of your loved ones. As partners helping you make that decision, we serve our clients directly and do not gather your information to sell to third parties.

Buy online or buy over the phone. Our friendly and knowledgeable life insurance specialists will never pressure you. We offer carriers that have served generations of Americans. Need help?
Call 1.866.526.7264.
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