Traveler’s Medical Insurance

International Medical Insurance

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WorldTrips is a member of the Tokio Marine HCC group of companies, a leading specialty insurance group. Tokio Marine HCC is rated AA- (Very Strong) by Standard & Poor’s and Fitch Ratings. In addition, Tokio Marine HCC’s major domestic insurance companies are rated A++ (Superior) by A.M. Best Company.

International Traveler’s Medical Insurance


International Traveler
Important: Atlas Travel® policies include coverage for eligible COVID-19-related medical expenses while you are traveling internationally during your coverage period. Eligible expenses are covered up to the medical maximum after you’ve met your deductible.

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Description of Coverage

Important Notice and Disclaimer Concerning the United States Patient Protection and Affordable care Act

This insurance is not subject to, and does not provide certain insurance benefits required by the United States’ Patient Protection and Affordable Care Act (“PPACA”). PPACA requires certain US citizens or US residents to obtain PPACA compliant health insurance, or “minimum essential coverage.” PPACA also requires certain employers to offer PPACA compliant insurance coverage to their employees. Tax penalties may be imposed on U.S. residents or citizens who do not maintain minimum essential coverage, and on certain employers who do not offer PPACA compliant insurance coverage to their employees. In some cases, certain individuals may be deemed to have minimum essential coverage under PPACA even if their insurance coverage does not provide all of the benefits required by PPACA. You should consult your attorney or tax professional to determine whether this policy meets any obligations you may have under PPACA.