No Medical Exam Life Insurance
No medical exam life insurance, also called non-med life insurance works perfectly for those who do not want an exam, including a blood draw to get an affordable life insurance. You can get up to $1,500,000 affordable coverage without having to take a physical exam.
For this to happen, you need to be in reasonable health. This process makes it faster to get a life insurance policy. Also, if you are one of those who hate fasting and needles, you might want to consider this option.
A few of our A+ rated carriers like North American, Principal Life, Pacific Life and SBLI offer no exam life insurance.
What is no Medical Exam Life Insurance
It basically means that nobody will come to draw your blood; take your urine sample; confirm your height and weight, or ask you other health-related questions. The approval process also is very quick. Instead of months, you may get your active policy in hand in a matter of days or even minutes. Besides the fast approval, the convenience of getting a life insurance is a big attraction for many. Check out your rates and apply right now – from a quote to application, to approval in less than 10 minutes! Learn more.
Buying a no medical exam life insurance may not always be a good way to go unless you are 100% sure that you want a term life insurance only and do not want to take a medical exam, or wait for a long time for approval.
Restrictions on age, health and state availability may apply.
These, mostly, term life insurance plans work well when you are considering:
- income replace for the beneficiary
- mortgage protection
- funding college education
- protection of loans
Our secure, online quoting software is designed for you to select your life insurance plan and fill out your application in a matter of minutes. If you are going to go for no medical exam, just select the carrier that offers it. Just remember that the insurance company, however, will still carry out a complete medical and other background checks on you. No medical exam life insurance option works well for those who are in good health and do not mind spending a little extra.